FIXED DEPOSITS
An investment for capital protection.

Debt FUNDS
An investment to grow your money.

RISK FREE
Fd’s generate fixed return based on type of FD and period of Holding.

NO FIXED RETURNS
Variable return based on Bond Yield and Debt funds.

DON’T BEAT INFLATION
Fd’s are not inflation beating instruments.

CAN BEAT INFLATION
Debt Fund can beat inflation inlong term.

NORMAL RETURNS
You get only 4.5 to 5.5% pa.

HIGH RETURNS
You get to explore higher returns over fixed deposit in Debt MF’s for longer period.

INTEREST TAXABLE
Interest earned on FD is fully taxable as per income tax slab rates.

STCG / LTCG
STCG:  as per income tax slab rate.
LTCG: 20% with indexation ( After 3 Year )